We take a minute to talk to Halo Liability Underwriter, Karmen Greeves about her journey in the industry and joining Halo just as the business really starts to hit its stride.

From 1 July 2025, all registered building practitioners in NSW must hold Professional Indemnity (PI) insurance. This significant regulatory change affects every builder operating under the Design and Building Practitioners Act 2020.

Tom, a 32-year-old teacher from Brisbane, was halfway through a solo trip around Bali when a morning ride through Canggu turned into a nightmare. While navigating a narrow street on his rented moped, Tom was clipped by a passing van and thrown onto the road. He sustained cuts to his arms and legs, along with a suspected fracture in his wrist.

In the construction industry, liability exposure is complex and often involves multiple parties, from the project owner (Principal) to the contractors and various subcontractors. This complexity requires a different approach to insurance than the standard Broadform Liability policies used by businesses outside of construction.

In the construction industry, safety is paramount. Despite the best efforts to maintain a safe work environment, accidents, injuries, and near misses can occur. When these incidents happen, it's essential to have a robust process for recording and reporting the details. Accurate and timely incident reports not only help safeguard workers but also protect the financial interests of the business and ensure insurers can properly assess and mitigate risks.

In today’s digital landscape, a cyber incident doesn't always end with system recovery — it can spiral into a reputational crisis.

I’ll let you into a well-known secret about cyber insurance claims. They usually happen because a security control in the business fails due to human error. Nothing fraudulent, malicious or sinister — just everyday people being fallible and cyber-criminals taking advantage of the situation.

Ransomware Payment Reporting Rules The Cyber Security Act 2024 (“The Act”) has established a ransomware and cyber extortion payment obligation on reporting entities (annual turnover exceeding $3 million). Under the legislation, starting 30th May 2025, Australian businesses are now legally required to report any ransomware payments. There is no grace period for compliance.

A serious motor vehicle incident occurred involving a Batch Australia expatriate employee stationed in France.